ISC changes the MTPL game
Claims to be paid to drivers based on the MTPL insurance will no longer be calculated by insurers based on their own assessment, but according to prices established by body shops, or provided in specialty catalogs. This measure will allow the damaged parts to seek payment of claims first and then to make the necessary repairs. Modifications to the ISC Rule related to the MTPL insurance were published on February 24 in the Official Gazette.
Also, the change of the legislation provides that the period in which companies are obliged to pay claims files will be reduced from 15 days to 10 days after the last document necessary to establish liability and quantification of the claim was filed.
"So far, in these situations, the cost of repairs was established based on the evaluation of insurers, and the prices were, at the most, at the level charged by specialized units. This measure will allow the damaged parts to seek payment of claims first and then to make necessary repairs", ISC announced.
Also, in case there is reasonable doubt as to how the accident was produced, the MTPL insurer has the obligation to communicate in writing to the insured and to the damaged part the intention of conducting investigations, within 10 days from the date of the claim approval, and the maximum period of these investigations was established at 3 months.
ISC recalls that, in any situation, the damaged parts have the opportunity to make repairs at any repair shop they want, whether it is or not on the list of the body shops with whom the insurer has collaboration deals.
Author: Andreea IONETE
on 25.02.2010
Comment this article
0 comments
|
