Radu MUSTATEA: PAID will become operational before July 1st
The problem of household insurance is still often approached, the more so as the possibility of an earthquake of the magnitude of the one in 1977 is circulated more often lately.
"PAID - the Insurance Pool Against Disasters will become operational until mid-year, so that the protection of the Romanians' households against major natural disasters will be achieved as soon as possible", said Radu MUSTATEA, President of the Board, ASTRA Asigurari.
"Regarding voluntary household insurance, the Romanians are not so reticent anymore. ASTRA Asigurari managed to bring this product closer to customers, through a campaign that used original communication channels, including SMSs", he added.
Another idea outlined in the radio show was that voluntary insurance is even more important since it covers the most frequent risks to which the households in the urban Romanian environment are exposed to.
"Analyzing the risk profile of an urban household, we notice that the most common risks are fire, floods, theft; which the mandatory household insurance cannot cover", said Karina ROSU, CEO, AON Romania.
Regarding the amount to which the compensation limit in case of voluntary household insurance policies is established, the leader of AON broker said: "The reconstruction value is the base on which the limit of compensation is established. But now it is widely used the market value of the building insured".
One of the key messages sent to the public in the radio show was that voluntary household insurance is up to 5 times cheaper than a Motor Hull insurance, in the conditions in which it insures a sum up to 10 times higher. Yet, the Romanians still prefer to insure their car before their house.
Author: Oana RADU
on 25.02.2010
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